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EBA Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis

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On 2 April 2020, the European Banking Authority (EBA) published Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis.

On 25 March 2020, the EBA issued a release on the application of the prudential framework and consumer protection in response to the COVID-19 pandemic. The statements presented in the release concern e.g. the implications of moratoria on the application of the concepts of default and forbearance as used in the prudential framework.

The Guidelines published now clarify the criteria for moratoria referred to in the statements of 25 March 2020.

The Financial Supervisory Authority will comply with the EBA Guidelines in its supervision.

For further information, please contact

Berndt Hertsberg, Head of Division, tel. +358 9 183 5011 or berndt.hertsberg(at)fiva.fi

Appendix

EBA release of 2 April 2020: EBA publishes Guidelines on treatment of public and private moratoria in light of COVID-19 measures

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Regulator Information

Abbreviation: FIN-FSA
Jurisdiction: Finland

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