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Households continue to take on large mortgages


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Household debt is continuing to rise. The number of new mortgagors with a high level of debt in relation to their income or the value of their home continues to be high. These are the conclusions drawn by Finansinspektionen (FI) from this year’s mortgage survey, which is being presented today. FI also highlights how tenant-owner associations’ debt increases the risks for households.

FI’s survey also shows that new mortgagors are able to make their payments with strong margins. Compared to previous years, more households are able to handle, for example, rising interest rates.

“Household debt is continuing to rise. The stricter amortisation requirement that was introduced a month ago is important to slow this development,” says FI Director General Erik Thedéen, who is presenting the new mortgage survey together with Chief Economist Henrik Braconier at a press conference today.

Press conference to be broadcast live today at 10:00 AM

An FI Analysis about the impact of the mortgage cap from 2010 on household debt will also be presented.

Time and date: Wednesday, April 4, 10:00 AM.

Location: FI’s premises at Brunnsgatan 3, Stockholm.

The press conference is only for the media, but it will be broadcast live at

FI’s Mortgage Survey: The Swedish Mortgage Market

FI Analysis No. 12: The mortgage cap reduced household debt

Regulator Information

Abbreviation: FI
Jurisdiction: Sweden

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